Mortgage ReFi now or wait for the "inevitable" Fed Rate Cuts/Control?

Metals investing has taught me the difference between inevitable and imminent.

I'm at least 3 months later than I should be at refinancing, wondering if the theory here is that another series of market events will lead the Fed to being more accomodating , similar to what happened 2019/2019.

What are you (who haven't yet refi'ed) doing in the current situation?

It's not a huge Mortgage, I should probably just get it over with.

Thanks