Pay off Debts now Yes or No?

Curious what you all think about this subject, given the current economic conditions. So the US is devaluing the currency, hoping to pay off their debts cheaply. Should we do the same? Should we let the US completely destroy the dollar first, and then pay off all of our obligation with cheap dollars, once the currency is sufficiently devalued?

I firmly believe if you took the loan out, you should pay it. However, when to pay, is more my question, especially if it's student loans at low interest rates, say 3 %.

Would your money be better allocated to physical gold and silver now, or to paying off remaining debts first, and then buying gold and silver or a combo of the two options?

PLEASE provide your input. Thanks, and be nice. This is a thought excercise.